// payment practices, as filed · company 00024869
Ecclesiastical Insurance Office Public Ltd Company: how it pays its suppliers, from its own filing
Ecclesiastical Insurance Office Public Ltd Company reports paying its suppliers in an average of 23 days, with 24% of invoices paid later than the agreed terms, for the period 1 January 2026 to 30 June 2026. Across the 1,496 companies that report on construction contracts, the median is 31 days and 14% late. Every figure below is the company’s own, approved by a director and published on the government register; this page reproduces it and says what it means for a subcontractor.
23 days
Average days to pay
longer than 21% of the 1,496 filers; median 31 days
24%
Paid later than agreed
a higher share than 69% of filers; median 14%
84%
Paid within 30 days
4% took longer than 60 days
The terms it declares
- Standard payment terms
- 0 to 45 days
- Maximum contractual period
- 45 days
- Paid in 31 to 60 days
- 12%
- Paid after 60 days
- 4%
- Not paid because of a dispute
- 5%
- Filed on
- 31 July 2026
Their standard terms, in their words
Template contracts or purchase order terms with a standard payment period of 30 days are in use. Suppliers are aware of this payment period when reviewing terms and conditions and the associated process of quoting an order number when submitting an invoice. We also advise that Ecclesiastical will be liable for late payment charges should we pay invoices late.
Their explanation
The % of invoices not paid within the agreed terms is 25%. However, 84% of invoices are paid within 30 days. Ecclesiastical have a number of arrangements with suppliers have immediate payment terms. In most circumstances, the company considers it out of the ordinary to have immediate payment terms as this doesn’t allow for processing and clearing. The company is reviewing supplier arrangements to consider if this can be addressed.
Every filing since Jun 2018
Ecclesiastical Insurance Office Public Ltd Company has filed 17 times. The share paid late is up 4 points on the previous filing, and the average days to pay up 1 days. The first filing, for the period to 30 June 2018, reported 35 days and 27% late.
| Period to | Days to pay | Paid late | Within 30 days | Over 60 days |
|---|---|---|---|---|
| 30 June 2026 | 23 | 24% | 84% | 4% |
| 31 December 2025 | 22 | 20% | 88% | 3% |
| 30 June 2025 | 25 | 23% | 85% | 5% |
| 31 December 2024 | 26 | 35% | 83% | 6% |
| 30 June 2024 | 21 | 29% | 87% | 5% |
| 31 December 2023 | 25 | 27% | 87% | 4% |
Retention
This filing declares no retention clauses in its construction contracts. If your subcontract with Ecclesiastical Insurance Office Public Ltd Company does hold retention, the contract governs; the retention piece explains how to get it released.
What this means if you are pricing work for them
The share paid later than agreed is the number to read first, because a short term makes an invoice late sooner and a long one hides lateness inside the term. Ecclesiastical Insurance Office Public Ltd Company is above the median on that measure, so build the delay into your cash flow before you sign. The average days to pay sits under the median.
On a 30-day term this company’s average lands inside the term, so a late invoice is the exception. When one is late, the calculator shows what statutory interest and the fixed sum add, which the law lets you charge without a clause.
Against the official benchmark: the Department for Business and Trade’s statistics for 2025, published 14 July 2026, put large construction businesses at 33 days to pay with 14% of invoices late by number (13% by value), and all large businesses at 32 days and 15% late. Ecclesiastical Insurance Office Public Ltd Company is at or inside the sector figure on days. Its late share is above the sector figure.
What the register does not show: it is self-reported, large companies only, and the filing covers the whole company, not your contract. Read it alongside the notice rules that decide what you are actually owed, and keep your own dates.
Questions subcontractors ask about Ecclesiastical Insurance Office Public Ltd Company
- How long does Ecclesiastical Insurance Office Public Ltd Company take to pay its suppliers?
- Ecclesiastical Insurance Office Public Ltd Company reported an average of 23 days to pay an invoice for 1 January 2026 to 30 June 2026, with 84% of invoices paid within 30 days and 4% taking longer than 60 days. The official 2025 figure for large construction businesses is 33 days.
- Does Ecclesiastical Insurance Office Public Ltd Company pay late?
- By its own filing, 24% of Ecclesiastical Insurance Office Public Ltd Company's invoices were paid later than the agreed terms, against 14% across large construction businesses in 2025 and a median of 14% among the 1,496 companies on this register that declare construction contracts. That is up 4 points on its previous filing (20% for the period to 31 December 2025).
- Does Ecclesiastical Insurance Office Public Ltd Company hold retention?
- Ecclesiastical Insurance Office Public Ltd Company declares no retention clauses in its construction contracts in this filing. Your subcontract governs; if it holds retention, the contract terms decide when it is released.
- Can I charge Ecclesiastical Insurance Office Public Ltd Company interest on a late invoice?
- Yes, under the Late Payment of Commercial Debts (Interest) Act 1998, from the day after the final date for payment, at 8% over the Bank of England base rate plus a fixed sum per invoice, without any clause in the contract. The calculator works it out for your figures.
Source: the company’s own report on the government’s payment practices service, report 115579, made under the Reporting on Payment Practices and Performance Regulations 2017 and reproduced under the Open Government Licence v3.0. Register copy taken 2 October 2026; comparisons are against the latest filing of each of the 1,496 companies declaring construction contracts. Figures are as filed, not judged. Not legal advice.
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